Thursday, October 04, 2007

Amateur Hour

Commerce Bank blows. It's seriously the worst fucking bank I've ever had the misfortune of dealing with. I have had to call and visit their branches more times in the last two weeks since I opened my account there than I've had to do the same with Chase in 5 years. What's the point of being able to reach customer service on the phone immediately and being able to go to a branch at 7:30 PM when they can't help with ANYTHING!!! Ugh!!

Anyways, here's what happened: I opened the WOW checking account with them a couple of weeks ago because it offers unlimited ATM surcharge refunds, won't charge me transaction fees for international withdraws, and only has a $2500 minimum balance. I opened the account and made a deposit on 9/27. Then I made another deposit with two checks on 3 days ago. The first deposit STILL isn't available for withdrawal and won't be available until next Monday, a full 7 BUSINESS days after the deposit, even though the money was deducted from the other account the day after the deposit was made!

Today I got a letter from Cucksucking Bank saying that they couldn't verify the 2nd deposit because "the paying bank won't allow the check to be paid." I dropped in to a branch and asked WHICH bank wouldn't allow the check to be paid. They didn't know and told me to drop by tomorrow before 5 PM so they could call the check processing people. Then they speculated that it may be a problem with my dad's and the roomie's banks. Of course the money has been taken out of both banks already a couple of days ago.

Their online banking site also looks like it was designed by some mom and pop shop out in buttfucking Iowa. See for yourself.

Commerce Bank sucks!! Commerce Bank sucks!! Commerce Bank sucks!! Commerce Bank sucks!! Commerce Bank sucks!! Commerce Bank sucks!! Commerce Bank sucks!! Commerce Bank sucks!! Commerce Bank sucks!! Commerce Bank sucks!! Commerce Bank sucks!! Commerce Bank sucks!! Commerce Bank sucks!! Commerce Bank sucks!! Commerce Bank sucks!! Commerce Bank sucks!! Commerce Bank sucks!!